What If Your Kids Decide Against College?

What If Your Kids Decide Against College?

Feb 5, 2025 | Articles

As a parent or grandparent, you may have diligently saved money in a 529 account to help fund your child’s or grandchild’s college education. But what happens if they decide college isn’t the right path for them? It’s a valid question that many families are facing as more and more people choose alternatives to traditional four-year colleges.

Can I Create a Roth if I’m Over the Income Limit?

Dec 26, 2024 | Articles

Can I Create a Roth if I’m Over the Income Limit Yes, you might be able to create a Roth individual retirement account (IRA) if you’re over the income limit. This strategy involves converting a traditional IRA to a Roth IRA. The idea, often referred to as a “backdoor...
Retirement Strategy After a Job Loss

Retirement Strategy After a Job Loss

Dec 19, 2024 | Articles

Retirement Strategy After a Job Loss Few events are more stressful and disruptive than an unexpected job loss or layoff. For many, it’s a hit not just to finances but also to confidence and sense of self. You’re not alone if you’ve been laid off—or if the idea...
Global vs. International: What’s the Difference?

Global vs. International: What’s the Difference?

Oct 17, 2024 | Articles

Global vs. International: What’s the Difference? With international stock markets comprising about 40 percent of the world’s capitalization as of 2023, a broad range of investment opportunities exist outside the borders of the U.S.1 For investors who are looking...
Eight Mistakes That Can Upend Your Retirement

Eight Mistakes That Can Upend Your Retirement

Oct 3, 2024 | Articles

Eight Mistakes That Can Upend Your Retirement Pursuing your retirement dreams is challenging enough without making some common, and very avoidable, mistakes. Here are eight big mistakes to steer clear of, if possible. There are common mistakes you can avoid when...
Split Annuity Strategy

Split Annuity Strategy

Sep 12, 2024 | Articles

Split Annuity Strategy Here’s one strategy that combines two different annuities to generate income and rebuild principal. When financial markets turn volatile, some investors show their frustration by fleeing the markets in search of alternatives that are...